Stated Income Commercial Real Estate
Strengthen Your Business With Flexible Financing
For a company to stay competitive in its industry, it needs access to financial solutions that allow it to grow. Traditional loans are good options for many businesses, but if your company has been struggling financially or has a poor credit history, it may need to seek an alternative avenue of financing. The stated income commercial real estate loans offered by Ideal Financial Group are designed to enrich your business in any way.
How Is a Stated Income Loan Different From Other Types of Financing?
The money from traditional avenues of financing is usually designated for specific purposes. You are free to use the money from a stated income loan in any way that will improve your business, and this type of financing is usually easier to qualify for because it determines eligibility based on property value rather than credit history. If the value of your company’s property is greater than the cost of its expenses, it qualifies for a stated income loan. As an additional bonus, stated income loans are often approved quickly because they require minimal paperwork.
What Are the Benefits of Stated Income Loans
When you secure a stated income loan from Ideal Financial Group, the primary benefit will be the flexibility to spend the money you receive in any way you deem fit. We also extend the following advantages to borrowers with credit scores of 600 or greater.
- Self-employment and W-2 documentation
- 75% LTV for mixed-use properties
- 70% LTV for investment and owner-occupied properties
- 65% LTV for commercial properties such as retail stores
- Loan amounts up to $500,000
- Loan terms of up to 25 years with fixed rates

Contact Us Today
If you are ready to take your next steps toward franchise ownership, our team of financial experts is here to help. Our quality and affordable loan program will have you on the path to business success in no time. All you need to do is call a Ideal Financial Group representative to get started.
569 Boston Post Road
Orange, CT 06477
888-509-0029
support@idealfg.com