At Ideal Financial Group, we know that financing isn’t a luxury for small business owners. It’s usually a necessity. Small businesses need capital to reach important goals, and they need financing that offers low interest rates. That’s exactly what our small business loan program delivers. You can count on SBA financing to make your goals a reality.
Low Interest Rates
One of the biggest advantages of our small business loans is that they deliver financing with low interest rates. This can save your company a lot of money when it comes to large purchases such as construction equipment, heavy machinery, IT technology, diagnostic equipment, cleaning equipment, specialty tools and other items. At the same time, you’re making a smart investment because all of these things help to increase your profits.
Flexible Financing for Real Estate Needs
You can use a small business loan to purchase real estate for construction, remodel your current property, build an addition or buy completed office space. You don’t have to belong to a certain industry to qualify:
Large Loan Amounts and LTV Ratios
- Auto dealerships
- Retail stores
- Healthcare businesses
- Child care businesses
- Restaurants and coffee shops
- Gas stations
- Marketing businesses
It’s important for your SBA loan to cover the item or business need you have. That’s why our team works with you from the very beginning to make sure you get plenty of capital for the whole project. We can even add working capital to our SBA 7(a) loans so you have more flexibility.
Why are loan-to-value (LTV) ratios important? The higher the LTV, the less money you need to cover as a down payment. If you’re looking at purchasing real estate for your business, this can help you avoid using up all of your savings.