Rental Financing

We can help you purchase or refinance rental properties

Whether you own a duplex, a short-term rental, or an entire portfolio of rental properties, Ideal Financial Group has the financing you need. Our programs are designed to help you purchase or refinancing rental properties quickly.

Financing for Single Rental Properties

For individual rental properties we offer:

• Amounts from $75,000 to $1 million
• Up to 80% LTV on purchase and rate/term refi
• Up to 75% LTV on cash-out
• Term options of 5, 10, and 30 years
• No personal income requirements
• Flexible interest rate and term options

Portfolio Rental Financing 

Ideal Financial Group offers financing to clients who want to leverage their entire portfolios. Our portfolio rental financing program features:

• Available to clients with 2 or more rental properties
• No maximum loan amount or unit counts
• Term options of 5, 10, and 30 years
• Multiple structure options to fit your needs
• Fixed rate, ARMs, fully amortizing, interest-only, or balloons
• Non-recourse options
• Flexible prepayment options

Short-Term Rental Financing

For real estate investors with Airbnb, Vrbo, vacation, and other short-term rental properties, we offer:

• Up to 75% LTV on purchases
• Up to 70% LTV for cash-out refi (must have 12 months of short-term revenue verification)
• 1.5+ DSCR
• Term options of 5, 10, and 30 years
• Minimum 700 FICO
• Multiple structure options to fit your needs
• Fixed rate, ARMs, fully amortizing, interest-only, or balloons

Contact Us 

If you want to purchase a short-term rental or leverage the properties in your portfolio, contact the team at Ideal Financial Group today.