Commercial Real Estate Financing New Haven, CT

Short-Term Rentals, Fix and Flip, and Bridge Financing in New Haven, CT

Commercial real estate investors are finding opportunities in Dixwell, Edgewood, Beaver Hills, West Rock, and all neighborhoods throughout New Haven, CT. From fix and flip projects to vacation homes, short-term rentals, and more, lucrative opportunities in New Haven call for sufficient and efficient financing. At Ideal Financial Group, we work directly with property investors and developers in New Haven, CT to provide customized funding solutions for transactions and projects.

Financing for Short-Term Rental Properties in New Haven, CT

Ideal Financial Group offers financing for short-term rental properties in New Haven, CT. Our short-term rental financing features:

• Financing from $50,000 up to $1 million
• Minimum credit score of 660
• No debt-to-income for qualifying clients

Financing can be applied to the following property types: 

• Condos
• SFRs (1-4 units)
• Planned developments

Financing for Vacation Properties in New Haven, CT

In addition to short-term rentals, Ideal Financial Group also provides financing for vacation rental properties in New Haven, CT:

• Terms up to 30 years
• No tax returns required
• Transparent and consistent pricing
• No balloon payments
• The ability to borrow as a corporate entity to protect your identity and property assets 

Bridge Loans for Properties in New Haven, CT

Bridge loans from Ideal Financial Group can be used for a wide range of purposes, including but not limited to: 

• Short sales
• New construction
• Renovations
• Raw land developments
• Property acquisitions
• Paying off liens
• Time-sensitive opportunities
• Bridging the seasoning gap for CMBS takeouts

Our bridge loans offer the following benefits for property investors and developers in New Haven, CT:

• Financing ranging from $1 million to $100 million and above
• LTV up to 80%
• Interest only payments
• No prepayment penalties
• Fast closings in 3 to 4 weeks from LOI
• Interest rates as low as 8%
• Origination points as low as 1% (deal dependent)
• Accepted collateral includes raw land and development projects

Financing for Property Flippers in New Haven, CT

Property flippers throughout New haven are breathing new life into individual properties and entire communities. Ideal Financial Group provides fix and flip financing that can also be used for fix and hold, or fix and rent strategies. We offer both fix and flip lines of credit and fix and flip loans in New Haven, CT. Our fix and flip lines of credit feature: 

• Credit limits up to $5 million
• Available for 1 to 500+ properties
• Up to 90% of cost for property purchases
• Up to 95% of cost for renovations
• Terms up to 12 years
• Fast closings within 12 days

We also offer fix and flip loans for properties in New Haven, CT:

• Fast closing times (typically within 10 to 17 days)
• Up to 85% of acquisition costs
• Up to 100% of renovations and rehab costs
• Terms up to 24 months
• Low rates
• Nationwide availability
• Interest-only payment structures
• No penalties for prepayments
• Loan amounts as high as $10,000,000
• Very low origination fees
• Up to 75% of After Repair Value 

Our fix and flip financing can be applied to the following property types in the New Haven area: 

• Condos
• Town houses
• Single-family
• Multifamily

Refinancing Commercial Property Loans in New Haven, CT 

At Ideal Financial Group, we understand the need for commercial real estate investors to lower their monthly payments or get cash out of their investment properties. For these reasons, we offer two great options for commercial real estate investors in New Haven, CT. Our 1-year refinancing plan features: 

• No prepayment penalty
• No minimum DSCR
• Ideal for properties with newly completed construction/renovations
• Stabilize property while securing your exit strategy
• Starting rate 6.99% 

We also offer a 2-year plan that includes: 

• 6 months prepayment
• Increased flexibility
• Great for property flippers
• Helps to stabilize properties for long-term holds
• Gives time to qualify for conforming loans at a later date